The first deep competitive simulation engine
built for Medicare Advantage
Advanced competitive intelligence, three years ahead of the market.
No PHI
Built entirely from public data. Nothing sensitive changes hands.
No system integration
Nothing connects to your stack. No IT queue, no data agreement.
No implementation
Delivered as an interactive brief you can use the day it lands.
No LLMs generate intelligence
The engine enumerates and scores deterministically. Same inputs, same results, every run.
The market is rearranging faster than the plans inside it
Plans are responding to these signals too slowly, or with overcorrections and strategic sleepwalking.
The map is being redrawn
Exits, plan closures, and service area reductions are resetting who competes where, market by market.
Margin is compressing
Stars, risk adjustment, and benefit trends together narrow what a plan can afford to attempt in any given year.
Saturated markets are realigning
The competitive field you planned against last cycle is not the one you will bid into.
Each regulatory cycle adds uncertainty
Rules move, and the cost of having committed against the wrong reading of them keeps rising.
We see the board 3 years ahead
We build a digital twin of future market movement. For every county in the country, the engine plays out how each carrier is likely to move over the next three years. Then it shows where your position is most exposed, where the opening is, and what to do about it.
Computational game theory simulates billions of possible competitive futures and returns your next best action.
Every carrier in your market is modeled as a player with its own history and its own read of the field, so the same board can be read from any seat at it, including your rivals'.
- 92%
- County entry & expansion accuracy
- 3,000+
- U.S. markets
- 300+
- Competitors modeled
Accuracy measured on county-level entry and expansion forecasting against held-out years. Protocol and limits on the evidence page.
Three ways to work with MTR intelligence
One simulation engine underneath. Three surfaces on top of it, depending on how your team works.
MTR Latitude Study
A deep competitive simulation of your market, delivered as an interactive map brief: every rival, every county, 3 years ahead.
Explore MTR Latitude Study →
MTR SIGMA
A grounded intelligence agent over MTR output. Ask it a strategic question in plain language; it plans, retrieves, and computes, and every answer traces to simulation.
Explore MTR SIGMA →
Where is our Texas footprint most exposed if a rival expands next cycle?
SIGMA
I ranked every county in your Texas footprint by how much of your position is exposed if a rival expands next cycle: for each county, the share of scored worlds in which a rival plays an entry or development action, and how your current posture holds up in exactly those worlds.
The agent answers only from computed output. It reads your studies, runs the math, and cites the run behind every number.
MTR API
Programmatic access to MTR simulation output: pull computed intelligence into your own models, dashboards, and planning systems.
Explore MTR API →
Request
POST /v1/markets/queryHost: api.mtrgp.comAuthorization: Bearer •••••••••••{"state": "TX","horizon": 3,"include": ["posture", "provenance"]}
Response
200 OK{"counties": 254,"carriers": 61,"records": [ … ],"provenance": {
Made for the people who move markets
The same computed intelligence, framed for the decision each audience actually has to make.
Payers
Market navigation, territory and product planning
For payers →
Providers
Payer strategy
For providers →
Brokers
Channel strategy and carrier selection
For brokers →
Vendors & Consultants
Product integration and channel strategy
For vendors & consultants →
Policy & Research
Regulatory, legal, and academic research
For policy & research →
Investors
Growth and risk
For investors →
Anticipate, outmaneuver, outperform
What do you do when you can't afford to lose a game of chess? You bring a chess computer. So we built one for Medicare Advantage.